Customized Loan Solutions

Someone asked us not long ago, "what exactly is a structured capital solution?" That's a great question. You see, when you get a home mortgage or you buy a car you are financing an existing asset. Things are pretty straight forward, and your biggest concerns are things like interest rate and loan duration. Construction loans simply aren't like that. In fact, construction loans can be extremely complex and mistakes or bad loan design can be extremely costly.

With construction loans the right design in how the loan is structured and customized for you is just as important if not more critical than speed of execution and cost control once things get moving. A good loan design will take into consideration your experience, the market sales absorption and unit time on market, as well as the lender's ability to perform and disburse funds through draws in a timely manner. Don't forget, all lenders have differing appetites for risk, experience or lack thereof, and leverage (i.e., down payment).

BuildTerra's team of analysts and industry insiders are experts at taking your unique needs and project requirements to the lender or lenders who are the best fit for you. We then work closely with those lenders to customize a loan structure that is the perfect fit for what you need.